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Benefits Summary
101-4190 Lougheed Highway Burnaby British Columbia V5C 6A8
Tel: (604) 299-7482 Fax:(604) 299-8136
Toll Free 1-800-663-1356
The following summary gives current benefits and rates as of June 1, 2008, and is for information only.
Please refer to the plan booklets for more complete descriptions. For further information, contact the
Plan Administrator at 1-800-663-1356.
Benefits are for members in good standing of Locals 3, 643 and 1204
| ADMINISTRATOR |
D.A. Townley & Associates - see phone number and address above |
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| TO ESTABLISH COVERAGE |
For new members, or if coverage has lapsed - 280 hours reported in 6 consecutive months. Effective date is the 1st of the 2nd month following accumulation of sufficient hours
Enrolment forms must be completed in order to initiate benefits |
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| MONTHLY COVER CHARGE |
140 hours. |
| HOUR-BANK MAXIMUM |
1260 hours (9 months coverage) |
| SELF-PAYMENTS |
To maintain coverage when short of hours, 6 months max: |
Plan A (Full Benefits) |
$1.50 per hour ($210.00 per month) |
| DISABILITY CREDITS |
5 hours per day credited to your hourbank while on WI, WCB or Employment Insurance (EI) sick benefits,
for up to 6 months. If collecting WCB or EI, you must submit a completed Disability Credit form promptly. |
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| MEDICAL SERVICES PLAN |
MSP Group #3133030
Basic Medical (BC Medical Services Plan - MSP) |
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| EXTENDED HEALTH BENEFITS |
Self-Insured Group #11244
80% Prescription, 100% Non-Drugs Reimbursement, financial limit of $25,000 every 24 months |
| VISION CARE |
$300/12 months, per person
$85 eye exam, every 24 months per person |
DENTAL PART A (Basic)
PART B (Crown, Bridge)
PART C (Orthodontics) |
100%
75%
75% - Lifetime maximum $2500 |
| LIFE INSURANCE & ACCIDENTAL DEATH & DISMEMBERMENT |
$75,000. Reduces 50% at age 65, Terminates at age 70.
Conversion - you may convert to an individual life policy by applying within 30
days of termination of coverage.
Disability - Life insurance coverage may continue to age 65 if you are totally disabled.
Application for waiver of premium must be made immediately after being disabled for
9 months. |
| WAGE INDEMNITY |
$457/week, payable from 1st day of accident or hospitalization, 4th day of illness. EI
carve out, the plan will pay the first two weeks of benefits, EI will pay up to 15 weeks followed
by the Plan paying up to the remaining 17 weeks for a total max of 34 weeks. |
| LONG TERM DISABILITY |
Claims incurred on or after November 1, 2009, the plan will pay a $500 monthly LTD Top Up Benefit to those members who claim for and receive CPP Disability benefits. This LTD Top Up benefit will be paid until the end of the month in which the member turns age 65. If the member dies or recovers prior to reaching age 65, the benefit will terminate at the end of the month in which the member dies or recovers. The $500 LTD Top Up benefit will not be paid for occupational illnesses or injuries, as WCB (Worksafe BC) will be responsible for such disability costs. |
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