Health Benefits

Eligibility and General Information

Below is an overview of some of the Plan’s key eligibility provisions. For complete details regarding establishing and maintaining coverage under the Plan, please refer to the Eligibility Details section of the Health Benefits Plan booklet or contact the Administrator.

Establishing Coverage

Eligibility for benefits requires that you:

  • Are a Union Member in good standing
  • Have a minimum of 300 hours within a period of 6 consecutive months, reported and paid into the Plan by your employer(s)
  • Have completed and submitted an Enrolment and Beneficiary card

Coverage will commence on the 1st day of the second month following the accumulation of 300 hours in your Hour Bank as tracked by the Plan Administrator.

How to Enrol in the Plan

To enroll in the Health Benefits Plan you must complete the following forms and send them to the Administrator without delay:

Once you are enrolled in the Plan, you will receive a Member ID card. Two cards will be issued if you have dependent coverage.

Coverage for Dependents

Your eligible dependents will be covered for Extended Health and Dental benefits. Please refer to the Health Benefits Plan booklet for the definition of eligible dependent.

You must advise the Administrator of any change related to your dependents to ensure they have access to benefits.

If your spouse has their own coverage through their employment or union, please refer to the Extended Health and Dental section of the Health Benefits Plan booklet for information regarding Coordination of Benefits.

Termination of Coverage

Your coverage will terminate:

  • On the last day of the calendar month in which employment terminates, or
  • For certain benefits, once you reach the maximum age
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